Nudging Students to Make Informed Student Loan Borrowing Decisions

  • Research Project

What We Do

In partnership with the Community College of Baltimore County, we are sending new loan applicants text messages that provide simplified information about the loan origination process and that offer one-on-one loan counseling from a financial aid counselor. We are evaluating the texting campaign through a randomized controlled trial.

Project Info

Partners: Community College of Baltimore County

Funding Source: The Lumina Foundation, Child Navigation

External Project Team Member: Andrew Barr (Texas A&M)

Project Team

Kelli Bird

Kelli Bird

  • Research Assistant Professor
Benjamin L. Castleman

Benjamin L. Castleman

  • Newton and Rita Meyers Associate Professor in the Economics of Education