Nudging Students to Make Informed Student Loan Borrowing Decisions

Project Title: Nudging Students to Make Informed Student Loan Borrowing Decisions

Project Description: In partnership with the Community College of Baltimore County, we are sending new loan applicants text messages that provide simplified information about the loan origination process and that offer one-on-one loan counseling from a financial aid counselor. The texting campaign, which we are evaluating through a randomized controlled trial, will run from December 2014 to November 2015, with preliminary results available in early 2016.

Partners: Community College of Baltimore County

Funding Source: The Lumina Foundation

Associated Faculty

  • Benjamin L. Castleman, Assistant Professor of Education and Public Policy
    Director, Nudge4 Solutions Lab
  • Kelli Bird, Assistant Professor of Education, Research Faculty

U.Va. Graduate Students:

  • Kelli Bird

Non-U.Va. Faculty:

  • Andrew Barr, Texas A&M